FREE   FORECLOSURE   LIST – UPSTATE   SOUTH   CAROLINA
Greenville, Mauldin, Simpsonville, Fountain Inn, Greer, Taylors, Travelers Rest

Investors are not the only ones searching for great deals.  Foreclosures are still running rampart and the buyers that jump the fastest are the ones that are getting the best deals.

I can keep you abreast to the best deals on the market.  Fill out the short form below and get on my list.  You’ll be glad you did.

Find foreclosures in these cities and all over the upstate of South Carolina.
Greenville, Mauldin, Simpsonville, Fountain Inn, Greer, Taylors, Travelers Rest

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I have been investing in real estate for several years
and would love to help you purchase your home or investment property. 

Pick up the phone – Give me a call  (864) 862-1400 

About Jim Girard

I have been actively assisting people in the Greenville South Carolina real estate market since 1998.  During that time I have assisted Buyers, Sellers and Investors in hundreds of real estate transactions around Greenville South Carolina.  My personal experiences in purchasing, selling and investing in real estate in South Carolina has placed me in the center of my clients needs, whereas I can relate to most of their challenges and keep the transaction smooth.  Providing full property management services has given my investment clients piece of mind knowing their investment is fully serviced.  So, if you are interested in buying, selling, or renting Greenville South Carolina homes, or perhaps want me to help you manage one you already own, OR you would like to get into the business of doing any of that, visit my web site  at Greenville South Carolina Home, give me a call at 864.862.1400 or email me at jim@jimgirard.com.

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The 2012 Phoenix Open at TPC Scottsdale & Real Estate:

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There are no “General Rules of Thumb” when it comes to financing a home. Each case is different and your personal financial circumstances will have impact on the amount of money you will be able to borrow for the purchase of a home. Therefore, it is of utmost importance to know “how much home can you afford to finance” before you start shopping for a home.

Purchasing a home is the most important investment you can make for your family and yourself. So start the home buying process on the right foot by asking your Realtor to refer you to motivated mortgage lenders who will run your credit and advise you of which mortgage loan programs are a fit for you. If you are not working with a Realtor, then go to the yellow pages and look for a mortgage broker, or go to your credit union, or the bank where you do your banking. It’s important that you have your credit checked by a mortgage professional who will be able to determine: A) your credit scores (they won’t take your word for what the free credit report you ran states); B) which loan package(s) is available to you; C) if there are any issues on your reports which are compromising your credit worthiness.

Should you have issues on your credit reports which must get cleared up before you can apply for a loan, the mortgage lender will probably be able to put you touch with a credit restoration company. If you have not yet been in touch with a lender and know you have credit issues, I suggest contacting PDQ Credit Restoration to help restore your credit so you can move forward with your goal of home ownership.

If everything is peaches and cream with your credit, then your mortgage lender will be able to advise you and your Realtor how much home you can afford to invest in. This will make shopping for a home so much less stressful because now your Realtor will be able to focus in on all your criteria including a price point when searching for homes for you to preview. When you find the right home, your Realtor will request a pre-approval letter from your lender which your Realtor will send to the listing agent along with your offer to buy contract. In South Carolina the Exclusive Right to Buy Contract is always submitted with a pre-approval letter and any other necessary documentation (addenda).

I am always asked by home buyers are “how much will my down payment be?” and “what will my interest rate be?” These are questions your mortgage lender will gladly answer for you, and yes, the answers will depend on your credit scores. There is just no escaping the importance of your credit worthiness because in today’s economy a high credit score is no longer an option, it is a necessity if you expect to get mortgage financing.

Since 2005 I have assisted home buyers, sellers and investors in achieving their goals of owning Greenville County Real Estate. I bring more than a smile to our business relationship. I bring 23yrs of corporate discipline along with 35 yrs of int’l customer service skills and 14yrs of internet marketing. What’s important to you, is important to me. Your goals are mine. I am a Realtor who takes your move and transaction as seriously as you do. So when it’s time for you to shop for a Realtor, I hope you will allow me the opportunity to help you. Just give me a call 864-908-1895, or contact me through email. I am always available to discuss your needs.

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